SMEs

OVERVIEW

In today’s competitive business landscape, protecting your small or medium-sized enterprise is essential for long-term success. Our tailored insurance solutions are designed to mitigate risks and provide financial security for your business.

Property Insurance
  • Buildings: Coverage for the physical structure of the business, including offices, warehouses, and retail spaces.
  • Contents: Insurance for business property, such as machinery, equipment, inventory, and computers.
Business Interruption Insurance

Coverage for lost profits and expenses incurred due to business disruptions caused by accidents, natural disasters, or other events.

Hospital Cash Back

Pays a stated amount for each day spent in hospital when admitted for more than 48 hours.

Add facility for individuals to register, add dependants, pay premium, submit a claim, download schedule of payments due to the insurer.

Medical Aid

Self-administered medical aid scheme:

Enjoy the benefits of customizing your medical aid cover to your own preference as a large corporate, with the advantage of rolling over surplus premium into the next months.
Conventional Medical aid plans: Access to a wide range of packages through our partnered medical aid societies.

Liability Insurance
  • Public Liability: Protection against claims arising from injuries or property damage caused by business activities or visitors.
  • Professional Indemnity: Coverage for claims of negligence or breach of duty by business employees or contractors.
Motor Vehicle Insurance

Coverage for damage to business vehicles and liability for accidents involving those vehicles.

Group Funeral Plans

Provides full funeral services including mourners bus transport, with option for cash in lieu of service.

Add facility for individuals to register, add dependants, pay premium, submit a claim, download schedule of payments due to the insurer.

Group Life Assurance

Provides a lump sum payment to beneficiaries in the event of death of a member.

Optional cover can also be included in the event of ill-health retirement, where one is prematurely retired due to ill health rendering them unfit to perform their normal day-to-day functions which they are qualified for.