{"id":382,"date":"2017-03-31T03:26:55","date_gmt":"2017-03-31T03:26:55","guid":{"rendered":"https:\/\/surielementor.com\/fo\/?page_id=382"},"modified":"2024-09-18T09:21:16","modified_gmt":"2024-09-18T09:21:16","slug":"sme","status":"publish","type":"page","link":"https:\/\/www.zib.co.zw\/index.php\/sme\/","title":{"rendered":"SMEs"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; parallax_speed=&#8221;4&#8243; parallax_x=&#8221;4&#8243; parallax_y=&#8221;4&#8243;][vc_column]\n\t\t\t\t<p class=\"rs-p-wp-fix\"><\/p>\n\t\t\t\t<sr7-module data-alias=\"churches-1\" data-id=\"6\" id=\"SR7_6_1\" class=\"rs-ov-hidden\" data-version=\"6.7.12\">\n\t\t\t\t\t<sr7-adjuster><\/sr7-adjuster>\n\t\t\t\t\t<sr7-content>\n\t\t\t\t\t\t<sr7-slide id=\"SR7_6_1-18\" data-key=\"18\">\n\t\t\t\t\t\t\t<sr7-bg id=\"SR7_6_1-18-2\" class=\"sr7-layer\"><noscript><img decoding=\"async\" src=\"http:\/\/www.zib.co.zw\/wp-content\/uploads\/2024\/08\/smes.png\" alt=\"\" title=\"smes\"><\/noscript><\/sr7-bg>\n\t\t\t\t\t\t\t<sr7-txt id=\"SR7_6_1-18-1\" class=\"sr7-layer\">SMEs<\/sr7-txt>\n\t\t\t\t\t\t<\/sr7-slide>\n\t\t\t\t\t\t<sr7-slide id=\"SR7_6_1-51\" data-key=\"51\">\n\t\t\t\t\t\t<\/sr7-slide>\n\t\t\t\t\t<\/sr7-content>\n\t\t\t\t\t<image_lists style=\"display:none\">\n\t\t\t\t\t\t<img data-src=\"\/\/www.zib.co.zw\/wp-content\/uploads\/2024\/08\/smes.png\" data-libid=\"3148\" data-lib=\"medialibrary\" title=\"smes\" width=\"0\" height=\"0\" data-dbsrc=\"Ly93d3cuemliLmNvLnp3L3dwLWNvbnRlbnQvdXBsb2Fkcy8yMDI0LzA4L3NtZXMucG5n\"\/>\n\t\t\t\t\t<\/image_lists>\n\t\t\t\t<\/sr7-module>\n\t\t\t\t<script>\n\t\t\t\t\tSR7.PMH ??={}; SR7.PMH[\"SR7_6_1\"] = {cn:0,state:false,fn: function() { if (_tpt!==undefined && _tpt.prepareModuleHeight !== undefined) {  _tpt.prepareModuleHeight({id:\"SR7_6_1\",el:[630,630,630,630,550],type:'standard',shdw:'0',gh:[630,630,630,630,550],gw:[1240,1240,1240,1240,480],vpt:['100px&#039;,&#039;100px&#039;,&#039;100px&#039;,&#039;100px&#039;,&#039;100px'],size:{fullWidth:false, fullHeight:false},mh:'0',onh:0,onw:0,bg:{color:'{\"orig\":\"transparent\",\"type\":\"solid\",\"string\":\"transparent\"}'},plType:'0',plColor:'#FFFFFF'});   SR7.PMH[\"SR7_6_1\"].state=true;} else if((SR7.PMH[\"SR7_6_1\"].cn++)<100)\tsetTimeout( SR7.PMH[\"SR7_6_1\"].fn,19);}};SR7.PMH[\"SR7_6_1\" ].fn();\n\t\t\t\t<\/script>\n[\/vc_column][\/vc_row][vc_row default_id=&#8221;themesflat_1496459093&#8243; parallax_speed=&#8221;4&#8243; parallax_x=&#8221;4&#8243; parallax_y=&#8221;4&#8243; css=&#8221;.vc_custom_1496459102253{padding-top: 60px !important;padding-bottom: 46px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1491986066126{padding-top: 22px !important;}&#8221;][vc_row_inner][vc_column_inner]\r\n\t\t<div class=\"themesflat-spacer \" data-desktop=\"29\" data-mobile=\"5\" data-smobile=\"5\">\t\t\t\r\n\t\t<\/div><div class=\"title-section custom-1  \">\r\n\t\t<h1 class=\"title\">\r\n\t\t\tOVERVIEW\t\t\t\r\n\t\t<\/h1>\t\t\r\n\t\t\r\n\t\t\t<div class=\"title-content\">\r\n\t\t\t\t<p>In today&#8217;s competitive business landscape, protecting your small or medium-sized enterprise is essential for long-term success. Our tailored insurance solutions are designed to mitigate risks and provide financial security for your business.<\/p>\n\r\n\t\t\t<\/div>\r\n\r\n\t<\/div>[\/vc_column_inner][\/vc_row_inner][vc_tta_pageable no_fill_content_area=&#8221;1&#8243; autoplay=&#8221;10&#8243; active_section=&#8221;1&#8243; pagination_style=&#8221;themesflat-square&#8221; css_animation=&#8221;fadeInLeft&#8221; el_class=&#8221;themesflat_pageable_container&#8221;][vc_tta_section title=&#8221;Section 1&#8243; tab_id=&#8221;1491991136180-25e8eae0-cbb4&#8243;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"themesflat_iconbox  inline-left transparent  vc_custom_1724653653154\" >\r\n\t\t\r\n\t\t<div class=\"iconbox-icon\" style=\"width: px;height: px;background-color:\"><div class=\"icon\"><span class=\"icfo-diagram-3 icfo\" style=\"line-height: px;color:;font-size: px\"><\/span><\/div><\/div>\r\n\t\t<div class=\"iconbox-content\">\r\n\t\t\t<h5 class=\"title\" style=\"font-size: px;font-weight:\">\r\n\t\t\t\t<a href=\"#\">Property Insurance<\/a>\r\n\t\t\t<\/h5>\r\n\t\t\t\r\n\t\t\t<ul>\n<li data-sourcepos=\"21:5-21:119\">Buildings: Coverage for the physical structure of the business, including offices, warehouses, and retail spaces.<\/li>\n<li data-sourcepos=\"22:5-22:104\">Contents: Insurance for business property, such as machinery, equipment, inventory, and computers.<\/li>\n<\/ul>\n\r\n\t\t\t\r\n\t\t<\/div>\r\n\t<\/div><div class=\"themesflat_iconbox  inline-left transparent themesflat_1778683415\" >\r\n\t\t\r\n\t\t<div class=\"iconbox-icon\" style=\"width: px;height: px;background-color:\"><div class=\"icon\"><span class=\"icfo-piggy-bank icfo\" style=\"line-height: px;color:;font-size: px\"><\/span><\/div><\/div>\r\n\t\t<div class=\"iconbox-content\">\r\n\t\t\t<h5 class=\"title\" style=\"font-size: px;font-weight:\">\r\n\t\t\t\t<a href=\"#\">Business Interruption Insurance<\/a>\r\n\t\t\t<\/h5>\r\n\t\t\t\r\n\t\t\t<p>Coverage for lost profits and expenses incurred due to business disruptions caused by accidents, natural disasters, or other events.<\/p>\n\r\n\t\t\t\r\n\t\t<\/div>\r\n\t<\/div><div class=\"themesflat_iconbox  inline-left transparent themesflat_1778683415\" >\r\n\t\t\r\n\t\t<div class=\"iconbox-icon\" style=\"width: px;height: px;background-color:\"><div class=\"icon\"><span class=\"icfo-piggy-bank icfo\" style=\"line-height: px;color:;font-size: px\"><\/span><\/div><\/div>\r\n\t\t<div class=\"iconbox-content\">\r\n\t\t\t<h5 class=\"title\" style=\"font-size: px;font-weight:\">\r\n\t\t\t\t<a href=\"#\">Hospital Cash Back<\/a>\r\n\t\t\t<\/h5>\r\n\t\t\t\r\n\t\t\t<p>Pays a stated amount for each day spent in hospital when admitted for more than 48 hours.<\/p>\n<p>Add facility for individuals to register, add dependants, pay premium, submit a claim, download schedule of payments due to the insurer.<\/p>\n\r\n\t\t\t\r\n\t\t<\/div>\r\n\t<\/div><div class=\"themesflat_iconbox  inline-left transparent themesflat_1778683415\" >\r\n\t\t\r\n\t\t<div class=\"iconbox-icon\" style=\"width: px;height: px;background-color:\"><div class=\"icon\"><span class=\"icfo-piggy-bank icfo\" style=\"line-height: px;color:;font-size: px\"><\/span><\/div><\/div>\r\n\t\t<div class=\"iconbox-content\">\r\n\t\t\t<h5 class=\"title\" style=\"font-size: px;font-weight:\">\r\n\t\t\t\t<a href=\"#\">Medical Aid<\/a>\r\n\t\t\t<\/h5>\r\n\t\t\t\r\n\t\t\t<p>Self-administered medical aid scheme:<\/p>\n<p>Enjoy the benefits of customizing your medical aid cover to your own preference as a large corporate, with the advantage of rolling over surplus premium into the next months.<br \/>\nConventional Medical aid plans: Access to a wide range of packages through our partnered medical aid societies.<\/p>\n\r\n\t\t\t\r\n\t\t<\/div>\r\n\t<\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"themesflat_iconbox  inline-left transparent  vc_custom_1724653685489\" >\r\n\t\t\r\n\t\t<div class=\"iconbox-icon\" style=\"width: px;height: px;background-color:\"><div class=\"icon\"><span class=\"icfo-justice-scale icfo\" style=\"line-height: px;color:;font-size: px\"><\/span><\/div><\/div>\r\n\t\t<div class=\"iconbox-content\">\r\n\t\t\t<h5 class=\"title\" style=\"font-size: px;font-weight:\">\r\n\t\t\t\t<a href=\"#\">Liability Insurance<\/a>\r\n\t\t\t<\/h5>\r\n\t\t\t\r\n\t\t\t<ul>\n<li data-sourcepos=\"24:5-24:42\">Public Liability: Protection against claims arising from injuries or property damage caused by business activities or visitors.<\/li>\n<li data-sourcepos=\"25:5-25:119\">Professional Indemnity: Coverage for claims of negligence or breach of duty by business employees or contractors.<\/li>\n<\/ul>\n\r\n\t\t\t\r\n\t\t<\/div>\r\n\t<\/div><div class=\"themesflat_iconbox  inline-left transparent themesflat_1778683415\" >\r\n\t\t\r\n\t\t<div class=\"iconbox-icon\" style=\"width: px;height: px;background-color:\"><div class=\"icon\"><span class=\"icfo-diagram-3 icfo\" style=\"line-height: px;color:;font-size: px\"><\/span><\/div><\/div>\r\n\t\t<div class=\"iconbox-content\">\r\n\t\t\t<h5 class=\"title\" style=\"font-size: px;font-weight:\">\r\n\t\t\t\t<a href=\"#\">Motor Vehicle Insurance<\/a>\r\n\t\t\t<\/h5>\r\n\t\t\t\r\n\t\t\t<p>Coverage for damage to business vehicles and liability for accidents involving those vehicles.<\/p>\n\r\n\t\t\t\r\n\t\t<\/div>\r\n\t<\/div><div class=\"themesflat_iconbox  inline-left transparent themesflat_1778683415\" >\r\n\t\t\r\n\t\t<div class=\"iconbox-icon\" style=\"width: px;height: px;background-color:\"><div class=\"icon\"><span class=\"icfo-diagram-3 icfo\" style=\"line-height: px;color:;font-size: px\"><\/span><\/div><\/div>\r\n\t\t<div class=\"iconbox-content\">\r\n\t\t\t<h5 class=\"title\" style=\"font-size: px;font-weight:\">\r\n\t\t\t\t<a href=\"#\">Group Funeral Plans<\/a>\r\n\t\t\t<\/h5>\r\n\t\t\t\r\n\t\t\t<p>Provides full funeral services including mourners bus transport, with option for cash in lieu of service.<\/p>\n<p>Add facility for individuals to register, add dependants, pay premium, submit a claim, download schedule of payments due to the insurer.<\/p>\n\r\n\t\t\t\r\n\t\t<\/div>\r\n\t<\/div><div class=\"themesflat_iconbox  inline-left transparent themesflat_1778683415\" >\r\n\t\t\r\n\t\t<div class=\"iconbox-icon\" style=\"width: px;height: px;background-color:\"><div class=\"icon\"><span class=\"icfo-diagram-3 icfo\" style=\"line-height: px;color:;font-size: px\"><\/span><\/div><\/div>\r\n\t\t<div class=\"iconbox-content\">\r\n\t\t\t<h5 class=\"title\" style=\"font-size: px;font-weight:\">\r\n\t\t\t\t<a href=\"#\">Group Life Assurance<\/a>\r\n\t\t\t<\/h5>\r\n\t\t\t\r\n\t\t\t<p>Provides a lump sum payment to beneficiaries in the event of death of a member.<\/p>\n<p>Optional cover can also be included in the event of ill-health retirement, where one is prematurely retired due to ill health rendering them unfit to perform their normal day-to-day functions which they are qualified 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