Education

Overview

ZIB is your trusted partner in safeguarding educational institutions. With a deep understanding of the unique challenges and risks faced by schools, colleges, and universities, we offer tailored insurance solutions that go beyond the ordinary. Our expert team crafts comprehensive coverage to protect your assets, students, and staff, ensuring your peace of mind and the well-being of your educational community.

Key Services:

1. Property and Casualty Insurance:

  • Building Insurance: Coverage for school buildings, classrooms, dormitories, and other facilities, protecting against fire, natural disasters, and vandalism.
  • Contents Insurance: Protection for educational equipment, furniture, library materials, and other assets within school premises.
  • Business Interruption Insurance: Compensation for lost income due to property damage or business disruption, ensuring financial stability during closures or interruptions.
  • Public Liability Insurance: Coverage for claims arising from accidents or injuries to students, staff, or visitors.

2. Professional Liability Insurance:

  • Errors and Omissions Insurance: Protection against claims arising from professional negligence or mistakes by teachers, administrators, or other staff.
  • Cyber Liability Insurance: Coverage for data breaches and cyberattacks, safeguarding student and staff information.

3. Employee Benefits:

  • Group Life Insurance: Protection for employees and their dependents in case of untimely death, providing financial support to families during difficult times.
  • Group Medical Insurance: Comprehensive health insurance plans for employees and their families, covering medical expenses, hospitalization, and other healthcare needs.
  • Retirement Plans: Customized retirement savings options to help employees plan for their financial future, including pension plans and retirement savings accounts.
  • Disability Insurance: Income protection for employees who become disabled, ensuring financial stability during periods of absence from work.
  • Group Personal Accident Insurance: Coverage for accidental injuries or death, providing financial compensation to employees or their families in case of unforeseen events.
  • Education Cover: Pays full school fees for a child in the event of death of the fees payer.

4. Student Accident Insurance:

  • Accident Insurance: Coverage for accidental injuries to students on campus or during school activities.

5. Risk Management Consulting:

  • Risk Assessment: Identify and analyze potential threats to your educational institution.
  • Risk Mitigation: Develop strategies to minimize or eliminate risks, ensuring business continuity and student safety.
  • Compliance: Assist with regulatory compliance, safeguarding your institution from legal and financial penalties.